Privacy Policy


Privacy Policy



Privacy Policy: Customer Statement / Resolution / Authority.



Information you provide to us, as well as in regard to your own dealings with us, may be accumulated by us and will, subject to the disclosures identified in this privacy policy, be kept strictly private and will be securely held by us and/or within the firms in the Ferratum Group which has its headquarters located in Finland.



As we might consider justified from any source for the purposes set out in this privacy policy we might obtain information and make such enquiries about you.



Under the Privacy Act 1993, people have rights of access to, and correction of, their private information. You'll be able to do so by emailing us: FERRETEXPERT.INFO. A fee may be payable.




You admit and understand to us that:

' All info you provide to us, whether provided via mobile phone, SMS and/or web site is complete, correct and true in every respect.



You agree to be bound by any conditions set out in any loan application in addition to any other conditions that might be enforced by us.



  • An application for financing is subject to our related lending criteria.

  • If information you provide to us is false, correct and complete, your application may be declined.

  • You certify that:





' You are not less than 18 years old.


You acknowledge that:

' We are gathering information about you to determine whether to provide you with, or continue supplying you with, a credit facility or other loan of money. You might not have the ability to apply for such credit or loan, if all the requested information is not provided or access money from us. For instance, information relating to identity is a necessity underneath the Financial Transactions Reporting Act 1996 and also the Anti-Money Laundering and Countering Funding of Terrorism Act 2009 and is compulsory if you wish to accomplish a trade with us.



' Information gathered and held about you (now or in the future) can be utilized from time to time by us and our associated businesses to make offered to you any of the full range of financial services offered by us, for credit appraisal and management and debt recovery purposes, to file any security interest given to us, for marketing and promotional purposes and generally to do business alongside you.



' We may send you commercial electronic messages (including SMS messages and e-mail) for any purposes set out in this privacy policy. Every commercial email message shall contain an unsubscribe facility.SMS messages shall not comprise unsubscribe facility however you're at any time capable to unsubscribe from all future electronic commercial messages by emailing us to FERRETEXPERT.INFO. There is no cost involved to the utilization of the unsubscribe facility. In the event you receive any further messages from us, these are most probably caused by technical or human errors, in such event we ask you to contact us when you possibly can and we shall promptly take actions to correct such errors.



' We may disclose information about you to credit reporting agencies for the purpose of getting credit reports on you.



' We may make all necessary enquiries concerning your credit record or any information provided by you to us (in an application or otherwise) for functions associated with provision of credit to you, from whatever source we consider appropriate, including any credit reporting agencies. You authorise such things to provide us with the information we might require.



' Those credit reporting agencies supply it and may retain that information.



' We may disclose your personal information (including default info) to such credit reporting agencies. You authorise such information to be collected by such things for these purposes.



' Advice disclosed to credit reporting agencies (including default info) is going to be held by each service on its system, accessed by the customers of the credit reporting database and used to provide its credit reporting services (including the maintenance of credit information files and furnishing the information to other customers of the applicable credit reporting agency).



' We may also use the credit reporting agency's tracking service to receive upgrades, if any, of the information it holds about you.



' In The Event That you default in almost any duties to us, we might disclose your relevant personal information (including default info) to credit rating or debt collection agencies or any individual we might appoint to collect any outstanding debt, and then it could be kept by them. Those agencies may provide the information to their customers using their credit reference services. You authorise such information to be collected by such things for these purposes.




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